The documents in this library are publicly available on the websites of the relevant organisations. They are brought together here for convenience and easy access.
A searchable list of the documents by Publication Date can be found HERE.
Access to Cash Review
Access to Cash Panel - Response to HMT Call for Evidence - Nov 2020
1 file(s) 264.77 KB
Access to Cash Review - Final Report - March 2019
1 file(s) 10.62 MB
Access to Cash Review - Is Britain Ready to go Cashless
1 file(s) 6.28 MB
Access to Cash Review - Call for Evidence - July 2018
1 file(s) 569.13 KB
APP Scams Steering Group
APPSSG - Contingent Reimbursement Model Code for APP Scams - Feb 2019
1 file(s) 512.79 KB
APPSSG - Draft Contingent Reimbursement Model Code Consultation - Sep 2018
1 file(s) 960.77 KB
Australian Payments Network (formerly Australian Payments Clearing Association)
APN - Annual Review - Framing the Next Generation of Payments - Oct 2018
1 file(s) 10.02 MB
APN - Australian Payments Fraud Details and Data 2017 - Aug 2017
1 file(s) 3.37 MB
APCA - Australian Payments Fraud - Details and Data 2016 - Aug 2016
1 file(s) 2.24 MB
APCA - Annual Review 2015 - Navigating Through Disruption - Q3 2015
1 file(s) 5.66 MB
APCA - Payment Fraud Statistics - July 2015
1 file(s) 161.67 KB
Bacs Payment Schemes Ltd
Bacs - Current Account Switching Dashboard - Jan 2019
1 file(s) 245.56 KB
Bacs - Current Account Switch Service Discussion Paper - Sep 2018
1 file(s) 2.50 MB
Bacs - Current Account Switching Dashboard - July 2017
1 file(s) 326.46 KB
Bacs - Direct Debit Consultation Outcomes - May 2017
1 file(s) 660.10 KB
Bacs - Current Account Switching Dashboard - Apr 2017
1 file(s) 360.54 KB
Bacs - Current Account Switch Service Annual Report - March 2017
1 file(s) 3.82 MB
Bacs - Current Account Switching Dashboard - Jan 2017
1 file(s) 429.75 KB
Bacs - Making Account Switching Easier - March 2016
1 file(s) 1.50 MB
Bacs - Payment Service Provider Access - White Paper - Feb 2016
1 file(s) 1.43 MB
Bacs - Annual Review - 2014
1 file(s) 1.64 MB
Bank of England
BoE - RTGS and CHAPS Annual Report - July 2020
1 file(s) 1.28 MB
BoE - RPSO & SSP Operational Resilience Consultation - Dec 2019
1 file(s) 1.76 MB
BoE - RTGS and CHAPS Annual Report - August 2019
1 file(s) 1.29 MB
BoE - A brief introduction to CHAPS and RTGS - July 2019
1 file(s) 586.48 KB
BoE - Future of Finance (Huw van Steenis Report) - June 2019
1 file(s) 1.79 MB
BoE - RTGS Renewal - API Engagement & Next Steps - June 2019
1 file(s) 526.10 KB
BoE - Self Assessment of RTGS and CHAPS against PFMI - Dec 2018
1 file(s) 1.55 MB
BoE - ISO 20022 Consultation Response - Nov 2018
1 file(s) 1.65 MB
BoE - ISO20022 Consultation Paper - June 2018
1 file(s) 2.54 MB
BoE - The Future of Money - Mark Carney Speech - Mar 2018
1 file(s) 386.60 KB
BoE - CPMI Self Assessment Report - October 2017
1 file(s) 1.11 MB
BoE - Bank of England Settlement Account Policy - July 2017
1 file(s) 88.33 KB
BoE - RTGS CPMI Self Assessment Report - July 2016
1 file(s) 1.07 MB
BoE - Settlement Accounts - Nov 2014
1 file(s) 241.49 KB
BIS (Bank for International Settlements)
BIS - CBDC - Foundational Principles and Core Features - Oct 2020
1 file(s) 3.02 MB
BIS – Basel Committee on Banking Supervision
BIS - BCBS Report on Open Banking and APIs - Nov 2019
1 file(s) 762.84 KB
BIS – Committee on Payments & Market Infrastructures (CPMI)
BIS - Working Paper - Rise of CBDCs - Aug 2020
1 file(s) 5.88 MB
CPMI - Wholesale Digital Tokens - Dec 2019
1 file(s) 430.02 KB
CPMI - Cross-Border Retail Payments - Feb 2018
1 file(s) 1.22 MB
CPMI - Central Bank Digital Currencies - March 2018
1 file(s) 778.44 KB
CPMI - Recovery of Financial Market Infrastructures - Jul 2017
1 file(s) 396.13 KB
CPMI - Payment Aspects of Financial Inclusion - April 2016
1 file(s) 756.91 KB
CPMI - Application of the Principles for FMIs to Central Banks - Aug 2015
1 file(s) 115.32 KB
CPMI - Disclosure Framework and Assessment Methodology (PFMI) - Dec 2012
1 file(s) 597.50 KB
CPMI - General Guidance for National Payment System Development - Jan 2006
1 file(s) 428.03 KB
CPMI - The Role of Central Bank Money in Payment Systems - Aug 2003
1 file(s) 628.15 KB
BIS – Financial Stability Institute (FSI)
British Bankers Association (merged into UK Finance on 1st July 2017)
BBA - Help at Hand - The Way we Bank Now - July 2016
1 file(s) 2.17 MB
British Retail Consortium
BRC - 2015 Annual Payments Survey - Sep 2016
1 file(s) 678.44 KB
Canada – Department of Finance
Cheque & Credit Clearing Company
C&CCC - Cheques - Annual Market Research 2017 - Aug 2017
1 file(s) 398.63 KB
C&CCC - Annual Review 2016 - July 2017
1 file(s) 8.07 MB
Competition & Markets Authority (UK)
CMA - Retail Banking Investigation - Summary of Final Report - Aug 2016
1 file(s) 642.87 KB
Consumer Financial Protection Bureau (CFPB)
CFPB - Consumer Response Annual Report - April 2016
1 file(s) 946.82 KB
CFPB - Consumer Protection Principles - July 2015
1 file(s) 35.32 KB
European Banking Authority
EBA - Final Draft Regulatory Technical Standards for PSD2 - Feb 2017
1 file(s) 1.27 MB
European Central Bank
ECB - Report on a Digital Euro - Oct 2020
1 file(s) 418.58 KB
ECB - Target - 2015 Annual Report - May 2016
1 file(s) 1.84 MB
ECB - In Focus - Distributed Ledger Technology - April 2016
1 file(s) 2.26 MB
ECB - Revised oversight framework for retail payment systems - Feb 2016
1 file(s) 140.15 KB
ECB - RTGS Services Consultative Report - Feb 2016
1 file(s) 210.23 KB
ECB - Eurosystem Oversight Policy Framework - Sep 2015
1 file(s) 429.82 KB
ECB - The Payment System - Sep 2010
1 file(s) 2.77 MB
European Payments Council
EPC - Payments Threats and Fraud Trends Report - Dec 2019
1 file(s) 1.51 MB
EPC - Consultative White Paper on Mobile Payments - May 2016
1 file(s) 2.22 MB
EPC - Report to the ERPB on Instant Payments - June 2015
1 file(s) 476.97 KB
Faster Payments Scheme Ltd
FPS - Access Programme Economics Report - May 2015
1 file(s) 1.47 MB
FPS - White Paper - A Vision for a New Access Model - Dec 2014
1 file(s) 1.31 MB
Federal Reserve (US)
Federal Reserve - Next Steps in the Payments Journey - Sep 2017
1 file(s) 413.14 KB
Federal Reserve - The US Path to Faster Payments-Part 1- Jan 2017
1 file(s) 3.97 MB
Federal Reserve - Federal Reserve Policy on Payment System Risk - Sep 2016
1 file(s) 327.05 KB
Federal Reserve - Policy on Payment System Risk - July 2015
1 file(s) 296.21 KB
Financial Conduct Authority (UK)
FCA - Business Plan 2019-20 - April 2019
1 file(s) 1.30 MB
FCA - The Financial Lives of Consumers across the UK - June 2018
1 file(s) 6.62 MB
FCA - Credit Card Market Study - Final Findings Report - July 2016
1 file(s) 1.30 MB
FCA - Making Current Account Switching Easier - March 2015
1 file(s) 928.65 KB
FCA - Payment Systems Regulation - Call for Inputs - March 2014
1 file(s) 238.09 KB
Financial Fraud Action UK (merged into UK Finance on 1st July 2017)
FFA UK - 2017 Half Year Fraud Update - September 2017
1 file(s) 581.30 KB
FFA UK - Half-Year Fraud Update - Sep 2017
1 file(s) 581.30 KB
FFA UK - Fraud the Facts 2017 - June 2017
1 file(s) 2.53 MB
FFA UK - 2016 Year-end Fraud Bulletin - March 2017
1 file(s) 141.03 KB
FFA UK - January to June 2016 Fraud Update - October 2016
1 file(s) 146.57 KB
FFA UK - Fraud the Facts 2016 - Jan 2016
1 file(s) 2.04 MB
Financial Stability Board (FSB)
FSB - Enhancing Cross-Border Payments - Stage 3 Roadmap - Oct 2020
1 file(s) 856.90 KB
FSB - Global Stablecoin Consultation - April 2020
1 file(s) 485.52 KB
Global Foreign Exchange Committee (GFXC)
GFXC - FX Global Code - May 2017
1 file(s) 2.26 MB
GFXC - FX Global Code - Blueprint for Adoption - May 2017
1 file(s) 132.13 KB
HM Treasury (UK)
HMT - Access to Cash - Call for Evidence - Oct 2020
1 file(s) 321.65 KB
HMT - Payments Landscape Review - Call for Evidence - July 2020
1 file(s) 826.03 KB
HMT - JACS Group - Safeguarding the UK's Cash Infrastructure - July 2020
1 file(s) 643.60 KB
HMT - Cryptoassets Taskforce - Final Report - Oct 2018
1 file(s) 1.52 MB
HMT - Monetary Sanctions Consultation - Final - Dec 2016
1 file(s) 385.44 KB
HMT - Fourth Money Laundering Directive Consultation - Sep 2016
1 file(s) 716.66 KB
HMT - Designation of Payment Systems - Response to Consultation - March 2015
1 file(s) 377.82 KB
HMT - Opening Up UK Payments - Response to Consultation - Oct 2013
1 file(s) 264.90 KB
HMT - Opening Up UK Payments - Consultation - March 2013
1 file(s) 255.31 KB
HMT - Setting the Strategy for UK Payments - Consultation - July 2012
1 file(s) 430.53 KB
HMT - Competition in UK Banking - Cruickshank Report - March 2000
1 file(s) 27.34 MB
Lending Standards Board
Link Scheme Ltd
LINK - Annual Report 2019-2020 - Aug 2020
1 file(s) 8.44 MB
LINK - Preserving Access to Cash - July 2019
1 file(s) 6.45 MB
LINK - Final Decision and Impact Assessment - Jan 2018
1 file(s) 246.27 KB
LINK - Interchange Consultation Report Public Summary - Jan 2018
1 file(s) 177.55 KB
LINK - Consumer Council Annual Report - Jan 2018
1 file(s) 1.03 MB
LINK - Consultation on Interchange Rate - Public Version - Nov 2017
1 file(s) 388.30 KB
LINK - Annual Report 2016-17 - July 2017
1 file(s) 3.17 MB
LINK - Consumer Council Annual Report - Dec 2016
1 file(s) 2.20 MB
Monetary Authority of Singapore
MAS - Singapore Payments Roadmap Report - Aug 2016
1 file(s) 1.32 MB
Office of Fair Trading (UK) – Closed 31 March 2014
OFT - Competition and Innovation in Payment Systems - July 2013
1 file(s) 430.75 KB
OFT - Review of the Personal Current Account Market - Jan 2013
1 file(s) 1.85 MB
OFT - Review of the Operation of the UK Payments Council - March 2009
1 file(s) 268.48 KB
OFT - Market Study of UK Payment Systems - May 2003
1 file(s) 641.00 KB
National Audit Office (UK)
NAO - The Production and Distribution of Cash - Sep 2020
1 file(s) 706.77 KB
Pay.UK (formerly New Payment Systems Operator – NPSO)
Pay.UK - PFMI Self-Assessment - June 2020
1 file(s) 1.67 MB
Pay.UK - NPA Standards Consultation - Feb 2020
1 file(s) 2.17 MB
Pay UK - Annual Summary of Payment Statistics 2018
1 file(s) 140.85 KB
NPSO - Code of Conduct for Indirect Access Providers - March 2018
1 file(s) 316.27 KB
Payment Legislation
UK - The Payment Accounts Regulations 2015 - Dec 2015
1 file(s) 206.23 KB
UK - Payment Services Regulations 2009 - Feb 2009
1 file(s) 335.06 KB
Payments Canada (former the Canadian Payments Association)
Payments Canada - CBDC - The Fundamentals - Nov 2020
1 file(s) 123.98 KB
Payments Canada - Real Time Rails Consultation Document - Sep 2020
1 file(s) 489.95 KB
Payments Canada - Modernization Delivery Roadmap - Dec 2019
1 file(s) 770.12 KB
Payments Canada - Consultation - Lynx Policy Framework - Oct 2019
1 file(s) 781.93 KB
PCA - Modernization Target State - Dec 2017
1 file(s) 3.06 MB
PCA - Industry Roadmap and High-Level Plan - Dec 2016
1 file(s) 1.04 MB
CPA - 2015 Annual Report - The Path to Better Payments - April 2016
1 file(s) 2.54 MB
CPA - Canadian Payment Methods & Trends - Dec 2015
1 file(s) 1.17 MB
CPA - ISO 20022 Strategy & Roadmap - July 2012
1 file(s) 490.83 KB
Payments Council (UK Trade Body until June 2015 – superseded by Payments UK)
Payments Council - Annual Review - 2013
1 file(s) 4.65 MB
Payments Council - Annual Review - 2012
1 file(s) 4.11 MB
Payments Council - Annual Review - 2011
1 file(s) 5.57 MB
Payments Council - Updated National Payments Plan - Oct 2011
1 file(s) 774.85 KB
Payments Council - Annual Review - 2010
1 file(s) 859.81 KB
Payments Council - The Future for Cash in the UK - March 2010
1 file(s) 1.70 MB
Payments Council - National Payments Plan - May 2008
1 file(s) 666.94 KB
Payments New Zealand
Payments NZ - Payments Direction 2018 Environmental Scan Report - Jun 2018
1 file(s) 782.93 KB
PNZ - Environmental Scan Refresh - May 2016
1 file(s) 533.00 KB
PNZ - Payments Direction - Consumer Survey Results - Dec 2015
1 file(s) 512.62 KB
PNZ - 2015 Environmental Scan Report - Sep 2015
1 file(s) 5.43 MB
Payment Strategy Forum (UK)
PSF - Consultation Assessment Report - Dec 2017
1 file(s) 1.11 MB
Payment System Operator Delivery Group (UK)
PSODG - Payment Systems Operator Delivery Group Report - May 2017
1 file(s) 2.92 MB
Payment Systems Regulator (UK)
PSR - Card Acquiring Market Review - Interim Report - Sep 2020
1 file(s) 2.09 MB
PSR - Access and governance report - June 2019
1 file(s) 1.45 MB
PSR - Annual-Plan 2019-2020 - March 2019
1 file(s) 3.27 MB
PSR - Contactless Mobile Payments - July 2018
1 file(s) 1.71 MB
PSR - Discussion Paper - Data in the Payments Industry - June-2018
1 file(s) 4.70 MB
PSR - Access and Governance report on Payment Systems - March 2018
1 file(s) 2.43 MB
PSR - Authorised Push Payment Scams -Report and Consultation - Nov 2017
1 file(s) 410.14 KB
PSR - Annual Report 2016-17- July 2017
1 file(s) 1.80 MB
PSR - Annual Plan and Budget 2017-2018 - March 2017
1 file(s) 2.72 MB
PSR - Access and Governance report on Payment System - March 2017
1 file(s) 793.15 KB
PSR - Which? Super Complaint Response - Dec 2016
1 file(s) 2.38 MB
PSR - Indirect Access Market Review - Final Report - July 2016
1 file(s) 1.89 MB
PSR - Regulatory fees 2016-17 (Consultation) - April 2016
1 file(s) 650.73 KB
PSR - Annual plan and budget 2016-2017 - March 2016
1 file(s) 3.87 MB
PSR - Indicative Policy Work Program 2015 - March 2015
1 file(s) 2.44 MB
Payments UK (merged into UK Finance on 1st July 2017)
Payments UK - UK Payment Markets Summary 2017 - May 2017
1 file(s) 949.52 KB
Payments UK - 2016 Payment Statistics - Jan 2017
1 file(s) 145.73 KB
Payments UK - Code of Conduct for Indirect Access Providers - Sep 16
1 file(s) 149.89 KB
Payments UK - UK Payment Markets Summary 2016 - May 2016
1 file(s) 792.92 KB
Payments UK - APIs - what do they mean for payments - April 2016
1 file(s) 1.06 MB
Payments UK - Standards Collaboration Framework - April 2016
1 file(s) 545.70 KB
Payments UK - 2015 Payment Statistics - Jan 2016
1 file(s) 82.22 KB
Payments UK - World Class Payments in the UK - August 2015
1 file(s) 2.59 MB
Prudential Regulation Authority (UK)
SWIFT
SWIFT - FMI ISO20022 Harmonisation Charter - Sep 2015
1 file(s) 389.25 KB
Treasury Committee (UK)
Treasury Committee - Economic Crime - Consumer View - Nov 2019
1 file(s) 755.04 KB
Treasury Committee - IT Failures in the Financial Services Sector - Oct 2019
1 file(s) 844.29 KB
UK Cards Association (merged into UK Finance on 1st July 2017)
UKCA - Quarterly Market Trends - Q4 2016
1 file(s) 230.65 KB
UKCA - Quarterly Market Trends - Q3 2016
1 file(s) 214.09 KB
UKCA - Quarterly Market Trends - Q2 2016
1 file(s) 65.37 KB
UKCA - Quarterly Market Trends - Q1 2016
1 file(s) 0.12 KB
UKCA - Quarterly Market Trends - Q4 2015
1 file(s) 83.52 KB
UKCA - Annual Report 2015
1 file(s) 2.23 MB
UK Finance (New Consolidated Trade Association from 1st July 2017)
UK Finance - 2020 Half Year Fraud Update - Sep 2020
1 file(s) 254.02 KB
UK Finance - 2019 Half year fraud update - Sep 2019
1 file(s) 430.38 KB
UK Finance - UK Payment Markets - Summary Report - June 2019
1 file(s) 530.59 KB
UK Finance - Fraud - The Facts 2018 - July 2018
1 file(s) 3.38 MB
UK Finance - Monthly Payment Statistics - June 2018
1 file(s) 102.18 KB
UK Finance - Un-Blocking Identity in a Digital World - March 2018
1 file(s) 781.71 KB
UK Finance - 2017 Annual Fraud Update - March 2018
1 file(s) 749.49 KB
UK Finance - Payment Statistics - Sep 2017
1 file(s) 82.54 KB
UKF - UK Cash & Cash Machines - Report summary - Aug 2017
1 file(s) 468.77 KB