Document Library

The documents in this library are publicly available on the websites of the relevant organisations. They are brought together here for convenience and easy access.

A searchable list of the documents by Publication Date can be found HERE.

Access to Cash Review

Access to Cash Panel - Response to HMT Call for Evidence - Nov 2020

1 file(s) 264.77 KB

Access to Cash Review - Final Report - March 2019

1 file(s) 10.62 MB

Access to Cash Review - Is Britain Ready to go Cashless

1 file(s) 6.28 MB

Access to Cash Review - Call for Evidence - July 2018

1 file(s) 569.13 KB

APP Scams Steering Group

APPSSG - Contingent Reimbursement Model Code for APP Scams - Feb 2019

1 file(s) 512.79 KB

APPSSG - Draft Contingent Reimbursement Model Code Consultation - Sep 2018

1 file(s) 960.77 KB

Australian Payments Network (formerly Australian Payments Clearing Association)

APN - Future State of Payments Action Plan - Conclusions from Consultation Paper - Aug 2020

1 file(s) 1.19 MB

APN - Annual Review - Delivering the Best Customer Outcomes - Oct 2019

1 file(s) 2.23 MB

APN - Annual Review - Framing the Next Generation of Payments - Oct 2018

1 file(s) 10.02 MB

APN - Australian Payments Fraud Details and Data 2017 - Aug 2017

1 file(s) 3.37 MB

APCA - Australian Payments Fraud - Details and Data 2016 - Aug 2016

1 file(s) 2.24 MB

APCA - Annual Review 2015 - Navigating Through Disruption - Q3 2015

1 file(s) 5.66 MB

APCA - Payment Fraud Statistics - July 2015

1 file(s) 161.67 KB

Bacs Payment Schemes Ltd

Bacs - Current Account Switching Dashboard - Jan 2019

1 file(s) 245.56 KB

Bacs - Current Account Switch Service Discussion Paper - Sep 2018

1 file(s) 2.50 MB

Bacs - Current Account Switching Dashboard - July 2017

1 file(s) 326.46 KB

Bacs - Direct Debit Consultation Outcomes - May 2017

1 file(s) 660.10 KB

Bacs - Current Account Switching Dashboard - Apr 2017

1 file(s) 360.54 KB

Bacs - Current Account Switch Service Annual Report - March 2017

1 file(s) 3.82 MB

Bacs - Current Account Switching Dashboard - Jan 2017

1 file(s) 429.75 KB

Bacs - Consumer Engagement in the Current Account Market - A Better Functioning Market - Nov 2016

1 file(s) 1.29 MB

Bacs - Consumer Engagement in the Current Account Market - Why People Don't Switch Current Accounts - March 2016

1 file(s) 2.79 MB

Bacs - Making Account Switching Easier - March 2016

1 file(s) 1.50 MB

Bacs - Payment Service Provider Access - White Paper - Feb 2016

1 file(s) 1.43 MB

Bacs - Annual Review - 2014

1 file(s) 1.64 MB

Bank of England

BoE - Responses to the March 2020 Discussion Paper on CBDC - June 2021

1 file(s) 961.76 KB

BoE - New Forms of Digital Money - Discussion Paper - June 2021

1 file(s) 1.85 MB

BoE - Do We Need Public Money? - Speech by Sir Jon Cunliffe - May 2021

1 file(s) 191.58 KB

BoE - Omnibus Accounts - Access Policy - April 2021

1 file(s) 573.34 KB

BoE - Supervision of Financial Market Infrastructures - 2020 Annual Report - Dec 2020

1 file(s) 1.16 MB

BoE - Cross-Border Payments - Innovating in a Changing World - Speech by Victoria Cleland - Oct 2020

1 file(s) 479.58 KB

BoE - Reinventing the Wheel (with more automation) - Speech by Andrew Bailey - Sep 2020

1 file(s) 311.31 KB

BoE - RTGS and CHAPS Annual Report - July 2020

1 file(s) 1.28 MB

BoE - Consultation on the future of the UK's Wholesale Cash Distribution Model - June 2020

1 file(s) 1.26 MB

BoE - Central Bank Digital Currency - Opportunities, Challenges and Design - March 2020

1 file(s) 1.72 MB

BoE - ISO 20022 CHAPS Migration - Information for Direct Participants - Dec 2019

1 file(s) 1.05 MB

BoE - RPSO & SSP Operational Resilience Consultation - Dec 2019

1 file(s) 1.76 MB

BoE - RTGS and CHAPS Annual Report - August 2019

1 file(s) 1.29 MB

BoE - A brief introduction to CHAPS and RTGS - July 2019

1 file(s) 586.48 KB

BoE - Future of Finance (Huw van Steenis Report) - June 2019

1 file(s) 1.79 MB

BoE - RTGS Renewal - Background Guide to Proposed RTGS Functionality - Synchronisation - June 2019

1 file(s) 696.00 KB

BoE - RTGS Renewal - API Engagement & Next Steps - June 2019

1 file(s) 526.10 KB

BoE - Supervision of Financial Market Infrastructures - Annual Report - Feb 2019

1 file(s) 1.41 MB

BoE - Could a Cyber Attack cause a Systemic Impact in the Financial Sector - Dec 2018

1 file(s) 1.06 MB

BoE - Self Assessment of RTGS and CHAPS against PFMI - Dec 2018

1 file(s) 1.55 MB

BoE - ISO 20022 Consultation Response - Nov 2018

1 file(s) 1.65 MB

BoE and FCA - Building the UK Financial Sector's Operational Resilience - July 2018

1 file(s) 868.94 KB

BoE - ISO20022 Consultation Paper - June 2018

1 file(s) 2.54 MB

BoE - The Future of Money - Mark Carney Speech - Mar 2018

1 file(s) 386.60 KB

BoE - The Bank of England's Supervision of Service Providers to Recognised Payment Systems - Feb 2018

1 file(s) 58.32 KB

BoE - Supervision of Financial Market Infrastructures - Annual report - Feb 2018

1 file(s) 1.72 MB

BoE - CPMI Self Assessment Report - October 2017

1 file(s) 1.11 MB

BoE - Bank of England Settlement Account Policy - July 2017

1 file(s) 88.33 KB

BoE - Code of Practice and supervisory statement relating to the governance of recognised payment system operators - June 2017

1 file(s) 424.75 KB

BoE - A Blueprint for a new RTGS Service for the United Kingdom - May 2017

1 file(s) 1.39 MB

BoE - Mark Carney Speech - Building the Infrastructure to realise Fintech's promise - 12 April 2017

1 file(s) 456.07 KB

BoE - David Bailey Speech at the Westminster Forum - Stability in the New Retail Payments Infrastructure- Feb 2017

1 file(s) 291.46 KB

BoE - Supervision of Financial Market Infrastructures - Annual report - Feb 2017

1 file(s) 1.74 MB

BoE - Draft Code of Practice and Supervisory Statement relating to Governance in Recognised Payment System Operators - Sep 2016

1 file(s) 439.46 KB

BoE - A New RTGS Service for the United Kingdom - Consultation - September 2016

1 file(s) 1.25 MB

BoE - RTGS CPMI Self Assessment Report - July 2016

1 file(s) 1.07 MB

BoE - Supervision of financial market infrastructures - Annual report - March 2016

1 file(s) 1.31 MB

BoE - Central Banks & Digital Currencies - Deputy Governor Speech - March 2016

1 file(s) 356.76 KB

BoE - A New Heart for a Changing Payments System - Deputy Governor Speech - Jan 2016

1 file(s) 492.01 KB

BoE - Supervision of Financial Market Infrastructures - Annual report - March 2015

1 file(s) 550.39 KB

BoE - Settlement Accounts - Nov 2014

1 file(s) 241.49 KB

BoE - Innovations in Payment Technologies and the Emergency of Digital Currencies - Q3 2014

1 file(s) 404.48 KB

BoE - A Guide to the Bank of England Real Time Gross Settlement System (RTGS) - Oct 2013

1 file(s) 500.36 KB

BoE - The Bank of England's approach to the supervision of financial market infrastructures - April 2013

1 file(s) 1.95 MB

BoE - The Bank of England's Oversight of Interbank Payment Systems under the Banking Act 2009 - Sep 2009

1 file(s) 323.88 KB

BIS (Bank for International Settlements)

BIS - CBDC - The Quest for Minimally Invasive Technology - June 2021

1 file(s) 2.58 MB

BIS - The Digitalisation of Money - May 2021

1 file(s) 287.41 KB

BIS - Multi-CBDC Arrangements and the Future of Cross-Border Payments - Mar 2021

1 file(s) 620.61 KB

BIS - Digital Currencies and the future of the Monetary System - Jan 2021

1 file(s) 1.31 MB

BIS - CBDC - Foundational Principles and Core Features - Oct 2020

1 file(s) 3.02 MB

BIS – Basel Committee on Banking Supervision

BCBS - Principles for Operational Resilience - Consultative Document - Aug 2020

1 file(s) 229.90 KB

BIS - BCBS Report on Open Banking and APIs - Nov 2019

1 file(s) 762.84 KB

BIS – Committee on Payments & Market Infrastructures (CPMI)

BIS - Working Paper - Rise of CBDCs - Aug 2020

1 file(s) 5.88 MB

CPMI - Enhancing Cross-Border Payments - Building Blocks of a Global Roadmap - July 2020

1 file(s) 787.04 KB

CPMI - Payment Aspects of Financial Inclusion in the Fintech Era - April 2020

1 file(s) 1.49 MB

CPMI - Wholesale Digital Tokens - Dec 2019

1 file(s) 430.02 KB

CPMI - Reducing the Risk of Wholesale Payments Fraud Related to Endpoint Security - May 2018

1 file(s) 237.81 KB

CPMI - Cross-Border Retail Payments - Feb 2018

1 file(s) 1.22 MB

CPMI - Central Bank Digital Currencies - March 2018

1 file(s) 778.44 KB

CPMI - Consultation - Reducing the Risk of Wholesale Payments Fraud related to Endpoint Security - Sep 2017

1 file(s) 206.38 KB

CPMI - Recovery of Financial Market Infrastructures - Jul 2017

1 file(s) 396.13 KB

CPMI - Distributed Ledger Technology in Payment, Clearing & Settlement - Feb 2017

1 file(s) 524.92 KB

CPMI - Fast Payments - Enhancing the Speed and Availability of Retail Payments - Nov 2016

1 file(s) 1.42 MB

CPMI - Statistics on Payment, Clearing & Settlement Systems in the CPMI Countries - Sep 2016

1 file(s) 3.26 MB

CPMI - Guidance on Cyber Resilience for Financial Market Infrastructures - June 2016

1 file(s) 397.55 KB

CPMI - Payment Aspects of Financial Inclusion - April 2016

1 file(s) 756.91 KB

CPMI - Statistics on Payment, Clearing and Settlement Systems in the CPMI Countries - Dec 2015

1 file(s) 2.16 MB

CPMI - Application of the Principles for FMIs to Central Banks - Aug 2015

1 file(s) 115.32 KB

CPMI - Assessment metholody for the Oversight Expectations applicable to Critical Service Providers - Dec 2014

1 file(s) 160.59 KB

CPMI - Disclosure Framework and Assessment Methodology (PFMI) - Dec 2012

1 file(s) 597.50 KB

CPMI - Principles for Financial Market Infrastructures (PFMIs) - April 2012

1 file(s) 1.16 MB

CPMI - General Guidance for National Payment System Development - Jan 2006

1 file(s) 428.03 KB

CPMI - The Role of Central Bank Money in Payment Systems - Aug 2003

1 file(s) 628.15 KB

BIS – Financial Stability Institute (FSI)

BIS - FSI Insights - Regulatory Approaches to Enhance Banks' Cyber-Security Frameworks - Aug 2017

1 file(s) 610.58 KB

British Bankers Association (merged into UK Finance on 1st July 2017)

BBA - Help at Hand - The Way we Bank Now - July 2016

1 file(s) 2.17 MB

BBA - Improving Outcomes for Customers in Vulnerable Circumstances - Feb 2016

1 file(s) 1.92 MB

British Retail Consortium

BRC - 2015 Annual Payments Survey - Sep 2016

1 file(s) 678.44 KB

Canada – Department of Finance

Canadian Dept of Finance - A review into the Merits of Open Banking - Jan 2019

1 file(s) 1.85 MB

Cheque & Credit Clearing Company

C&CCC - Cheques - Annual Market Research 2017 - Aug 2017

1 file(s) 398.63 KB

C&CCC - Annual Review 2016 - July 2017

1 file(s) 8.07 MB

Competition & Markets Authority (UK)

CMA - Retail Banking Investigation - Summary of Final Report - Aug 2016

1 file(s) 642.87 KB

Consumer Financial Protection Bureau (CFPB)

CFPB - Consumer Response Annual Report - April 2016

1 file(s) 946.82 KB

CFPB - Consumer Protection Principles - July 2015

1 file(s) 35.32 KB

De Nederlandsche Bank (DNB)

DNB - What Triggers Consumer Adoption of CBDC - April 2021

1 file(s) 1.20 MB

European Banking Authority

EBA - Final Report on Security Measures for Operational and Security Risks of Payment Services under PSD2 - Dec 2017

1 file(s) 1.14 MB

EBA - Consultation Paper on Draft Guidelines on Fraud Reporting Requirements under PSD2 - Aug 2017

1 file(s) 692.41 KB

EBA - Consultation Paper on the Security Measures for Operational and Security Risks of Payment Services under PSD2 - May 2017

1 file(s) 294.23 KB

EBA - Final Draft Regulatory Technical Standards for PSD2 - Feb 2017

1 file(s) 1.27 MB

European Central Bank

ECB - Eurosystem Report on the Public Consultation on a Digital Euro - April 2021

1 file(s) 541.10 KB

ECB - Report on a Digital Euro - Oct 2020

1 file(s) 418.58 KB

ECB - Target Instant Payments Settlement (TIPS) User Requirements - Final - June 2017

1 file(s) 1.42 MB

ECB - Target Instant Payments Settlement (TIPS) User Requirements - Consultation - Jan 2017

1 file(s) 1.12 MB

ECB - TARGET2 Assessment Against the Principles for Financial Market Infrastructures - June 2016

1 file(s) 244.08 KB

ECB - Target - 2015 Annual Report - May 2016

1 file(s) 1.84 MB

ECB - In Focus - Distributed Ledger Technology - April 2016

1 file(s) 2.26 MB

ECB - Revised oversight framework for retail payment systems - Feb 2016

1 file(s) 140.15 KB

ECB - RTGS Services Consultative Report - Feb 2016

1 file(s) 210.23 KB

ECB - Eurosystem Oversight Policy Framework - Sep 2015

1 file(s) 429.82 KB

ECB - The Payment System - Sep 2010

1 file(s) 2.77 MB

European Payments Council

EPC - 2020 Payments Threats and Fraud Trends Report - Nov 2020

1 file(s) 1.18 MB

EPC - Payments Threats and Fraud Trends Report - Dec 2019

1 file(s) 1.51 MB

EPC - Infographic on the RTS for Strong Customer Authentication - Feb 2018

1 file(s) 8.74 MB

EPC - Consultative White Paper on Mobile Payments - May 2016

1 file(s) 2.22 MB

EPC - Proposal for the design of an optional Euro SCT Instant Scheme - Nov 2015

1 file(s) 191.82 KB

EPC - Report to the ERPB on Instant Payments - June 2015

1 file(s) 476.97 KB

Faster Payments Scheme Ltd

FPS - Access Programme Economics Report - May 2015

1 file(s) 1.47 MB

FPS - White Paper - A Vision for a New Access Model - Dec 2014

1 file(s) 1.31 MB

Federal Reserve (US)

FRBA - Shifting the Focus of Digital Payments & the Path to Financial Inclusion - Sep 2020

1 file(s) 582.53 KB

FRB - Potential Federal Reserve Actions to Support Interbank Settlement of Faster Payments - Oct 2018

1 file(s) 291.95 KB

Federal Reserve - Progress Report - Strategies for improving the US Payment System - Apr 2018

1 file(s) 2.69 MB

Federal Reserve - Next Steps in the Payments Journey - Sep 2017

1 file(s) 413.14 KB

Federal Reserve - The US Path to Faster Payments Final Report - Part 2- A call to Action - July 2017

1 file(s) 3.90 MB

Federal Reserve - The US Path to Faster Payments-Part 1- Jan 2017

1 file(s) 3.97 MB

Federal Reserve - Progress Report - Strategies for Improving the US Payment System - Jan 2017

1 file(s) 1.47 MB

Federal Reserve - Federal Reserve Policy on Payment System Risk - Sep 2016

1 file(s) 327.05 KB

Federal Reserve - Progress Report - Strategies for Improving the US Payment System - Feb 2016

1 file(s) 5.57 MB

Federal Reserve - Policy on Payment System Risk - July 2015

1 file(s) 296.21 KB

Federal Reserve - Strategies for Improving the US Payment System - Jan 2015

1 file(s) 1.24 MB

Federal Reserve - Payment System Improvement Public Consultation Paper - Sep 2013

1 file(s) 231.82 KB

Financial Conduct Authority (UK)

FCA - Operational Resilience - Impact tolerances for important business services - Dec 2019

1 file(s) 1.48 MB

FCA - Business Plan 2019-20 - April 2019

1 file(s) 1.30 MB

FCA - The Financial Lives of Consumers across the UK - June 2018

1 file(s) 6.62 MB

The FCA’s role under the Payment Services Regulations 2017 and Electronic Money Regulations 2011

1 file(s) 2.02 MB

FCA - Response to CMA Final Report on Competition in the Retail Banking Market - Nov 2016

1 file(s) 305.73 KB

FCA - Investment and Corporate Banking Market Study - Final Findings Report - Oct 2016

1 file(s) 606.66 KB

FCA - Credit Card Market Study - Final Findings Report - July 2016

1 file(s) 1.30 MB

FCA - Feedback Statement on Call for Input - Regulatory Barriers to Innovation in Digital and Mobile Solutions - March 2016

1 file(s) 190.09 KB

FCA - Making Current Account Switching Easier - March 2015

1 file(s) 928.65 KB

FCA - Payment Systems Regulation - Call for Inputs - March 2014

1 file(s) 238.09 KB

Financial Fraud Action UK (merged into UK Finance on 1st July 2017)

FFA UK - 2017 Half Year Fraud Update - September 2017

1 file(s) 581.30 KB

FFA UK - Half-Year Fraud Update - Sep 2017

1 file(s) 581.30 KB

FFA UK - Fraud the Facts 2017 - June 2017

1 file(s) 2.53 MB

FFA UK - 2016 Year-end Fraud Bulletin - March 2017

1 file(s) 141.03 KB

FFA UK - January to June 2016 Fraud Update - October 2016

1 file(s) 146.57 KB

FFA UK - Fraud the Facts 2016 - Jan 2016

1 file(s) 2.04 MB

Financial Stability Board (FSB)

FSB - Targets for Addressing the Four Challenges of Cross-Border Payments - May 2021

1 file(s) 334.89 KB

FSB - Regulatory and Supervisory Issues relating to Outsourcing and Third-Party Relationships - November 2020

1 file(s) 447.52 KB

FSB - Regulation, Supervision & Oversight of 'Global Stablecoin' Arrangements - Oct 2020

1 file(s) 606.36 KB

FSB - Enhancing Cross-Border Payments - Stage 3 Roadmap - Oct 2020

1 file(s) 856.90 KB

FSB - Global Stablecoin Consultation - April 2020

1 file(s) 485.52 KB

FSB - BigTech in Finance - Market Developments and Potential Financial Stability Implications - Dec 2019

1 file(s) 852.95 KB

FSB - Stocktake of Publicly Released Cybersecurity Regulations, Guidance and Supervisory Practices - Oct 2017

1 file(s) 1.36 MB

Global Foreign Exchange Committee (GFXC)

GFXC - FX Global Code - May 2017

1 file(s) 2.26 MB

GFXC - FX Global Code - Blueprint for Adoption - May 2017

1 file(s) 132.13 KB

HM Treasury (UK)

HMT - CBDC Taskforce Terms of Reference - April 2021

1 file(s) 66.93 KB

HMT - Kalifa Fintech Review of UK Fintech - Final Report - Feb 2021

1 file(s) 12.26 MB

HMT - UK Regulatory Approach to CryptoAssets and Stablecoins - Call for Evidence - Jan 2021

1 file(s) 444.32 KB

HMT - Access to Cash - Call for Evidence - Oct 2020

1 file(s) 321.65 KB

HMT - Payments Landscape Review - Call for Evidence - July 2020

1 file(s) 826.03 KB

HMT - JACS Group - Safeguarding the UK's Cash Infrastructure - July 2020

1 file(s) 643.60 KB

HMT - Cash and Digital Payments in the new Economy - Summary of Responses - May 2019

1 file(s) 562.69 KB

HMT - Cryptoassets Taskforce - Final Report - Oct 2018

1 file(s) 1.52 MB

HMT - Cash and Digital Payments in the new Economy - Call for Evidence - Mar 2018

1 file(s) 226.55 KB

HMT - Implementation of the revised EU Payment Services Directive II - Consultation - Feb 2017

1 file(s) 416.02 KB

HMT - Monetary Sanctions Consultation - Final - Dec 2016

1 file(s) 385.44 KB

HMT - Fourth Money Laundering Directive Consultation - Sep 2016

1 file(s) 716.66 KB

HMT - Implementation of the EU Payment Accounts Directive - Consultation Responses - Nov 2015

1 file(s) 608.86 KB

HMT - Designation of Payment Systems - Response to Consultation - March 2015

1 file(s) 377.82 KB

HMT - Opening Up UK Payments - Response to Consultation - Oct 2013

1 file(s) 264.90 KB

HMT - Opening Up UK Payments - Consultation - March 2013

1 file(s) 255.31 KB

HMT - Setting the Strategy for UK Payments - Consultation - July 2012

1 file(s) 430.53 KB

HMT - Competition in UK Banking - Cruickshank Report - March 2000

1 file(s) 27.34 MB

Lending Standards Board

Review of the Contingent Reimbursement Model Code for Authorised Push Payment Scams - July 2020

1 file(s) 1.13 MB

Link Scheme Ltd

LINK - Annual Report 2019-2020 - Aug 2020

1 file(s) 8.44 MB

LINK - Preserving Access to Cash - July 2019

1 file(s) 6.45 MB

LINK - Final Decision and Impact Assessment - Jan 2018

1 file(s) 246.27 KB

LINK - Interchange Consultation Report Public Summary - Jan 2018

1 file(s) 177.55 KB

LINK - Consumer Council Annual Report - Jan 2018

1 file(s) 1.03 MB

LINK - Consultation on Interchange Rate - Public Version - Nov 2017

1 file(s) 388.30 KB

LINK - Annual Report 2016-17 - July 2017

1 file(s) 3.17 MB

LINK - Consumer Council Annual Report - Dec 2016

1 file(s) 2.20 MB

Monetary Authority of Singapore

MAS - Foundational Digital Infrastructures for Inclusive Digital Economies - April 2021

1 file(s) 4.80 MB

MAS - Proposed Activity Based Payments Framework and Establishment of a National Payments Council - Aug 2016

1 file(s) 565.14 KB

MAS - Singapore Payments Roadmap Report - Aug 2016

1 file(s) 1.32 MB

Office of Fair Trading (UK) – Closed 31 March 2014

OFT - Competition and Innovation in Payment Systems - July 2013

1 file(s) 430.75 KB

OFT - Review of the Personal Current Account Market - Jan 2013

1 file(s) 1.85 MB

OFT - Review of the Operation of the UK Payments Council - March 2009

1 file(s) 268.48 KB

OFT - Market Study of UK Payment Systems - May 2003

1 file(s) 641.00 KB

National Audit Office (UK)

NAO - The Production and Distribution of Cash - Sep 2020

1 file(s) 706.77 KB

Pay.UK (formerly New Payment Systems Operator – NPSO)

Pay.UK - Current Account Switch Service Annual Report - Mar 2021

1 file(s) 3.10 MB

Pay.UK - Exploring Perceptions of Consumer Protections in Payments - Jan 2021

1 file(s) 1,009.70 KB

Pay.UK - Annual Payment Statistics - Jan 2021

1 file(s) 105.83 KB

Pay.UK - Consumer Protections in Payments - Summary Paper - Nov 2020

1 file(s) 1.54 MB

Pay.UK - Next Generation Standard for UK Retail Payments - Conclusions - Nov 2020

1 file(s) 576.73 KB

Pay.UK - Next Generation Standard for UK Retail Payments - Sep 2020

1 file(s) 530.84 KB

Pay.UK - PFMI Self-Assessment - June 2020

1 file(s) 1.67 MB

Pay.UK - NPA Standards Consultation - Feb 2020

1 file(s) 2.17 MB

Pay UK - Annual Summary of Payment Statistics 2018

1 file(s) 140.85 KB

NPSO - Code of Conduct for Indirect Access Providers - March 2018

1 file(s) 316.27 KB

Payment Legislation

UK - The Payment Accounts Regulations 2015 - Dec 2015

1 file(s) 206.23 KB

UK - Payment Services Regulations 2009 - Feb 2009

1 file(s) 335.06 KB

Payments Canada (former the Canadian Payments Association)

Payments Canada - Annual Report 2020 - Payments meets Purpose - May 2021

1 file(s) 15.94 MB

PCA - Central Bank Digital Currency (CBDC) - Retail Considerations - Jan 2021

1 file(s) 324.06 KB

PCA - Modernisation Delivery Roadmap - Dec 2020

1 file(s) 812.74 KB

Payments Canada - CBDC - The Fundamentals - Nov 2020

1 file(s) 123.98 KB

Payments Canada - Real Time Rails Consultation Document - Sep 2020

1 file(s) 489.95 KB

Payments Canada - Modernization Delivery Roadmap - Dec 2019

1 file(s) 770.12 KB

Payments Canada - Consultation - Lynx Policy Framework - Oct 2019

1 file(s) 781.93 KB

PCA - Modernization Target State - Dec 2017

1 file(s) 3.06 MB

PCA - A Canadian Experiment with DLT for Domestic Interbank Payments Settlement - Sep 2017

1 file(s) 3.19 MB

PCA - Industry Roadmap and High-Level Plan - Dec 2016

1 file(s) 1.04 MB

PCA - Clearing and Settlement Systems from Around the World - A Qualitative Analysis - June 2016

1 file(s) 4.45 MB

PCA - Developing a Vision for the Canadian Payment Ecosystem - Draft for Consultation - April 2016

1 file(s) 2.23 MB

CPA - 2015 Annual Report - The Path to Better Payments - April 2016

1 file(s) 2.54 MB

CPA - Canadian Payment Methods & Trends - Dec 2015

1 file(s) 1.17 MB

CPA - The economic benefit of adopting the ISO 20022 payment message standard in Canada - Nov 2015

1 file(s) 1.56 MB

CPA - Public Policy Objectives and the Next Generation of CPA Systems - An Analytical Framework - Sep 2015

1 file(s) 1.19 MB

CPA - The Role of Automated Funds Transfer Payments in Canada's Declining Use of Cheques - July 2015

1 file(s) 622.38 KB

CPA - ISO 20022 Strategy & Roadmap - July 2012

1 file(s) 490.83 KB

Payments Council (UK Trade Body until June 2015 – superseded by Payments UK)

Payments Council - Annual Review - 2013

1 file(s) 4.65 MB

Payments Council - Account Switching - Quantitative Market Research Results - July 2013

1 file(s) 933.68 KB

Payments Council - The Payments Roadmap - An Initial Report - June 2013

1 file(s) 1.14 MB

Payments Council - Annual Review - 2012

1 file(s) 4.11 MB

Payments Council - Independent Governance Review- Payments Council Response - April 2012

1 file(s) 115.71 KB

Payments Council - Annual Review - 2011

1 file(s) 5.57 MB

Payments Council - Optimisa Research - The Proposed Seven Day Account Switch Service - Dec 2011

1 file(s) 570.71 KB

Payments Council - Updated National Payments Plan - Oct 2011

1 file(s) 774.85 KB

Payments Council - Payment Services Regulations - Industry Best Practice - June 2011

1 file(s) 126.33 KB

Payments Council - Annual Review - 2010

1 file(s) 859.81 KB

Payments Council - The Future for Cash in the UK - March 2010

1 file(s) 1.70 MB

Payments Council - National Payments Plan - May 2008

1 file(s) 666.94 KB

Payments New Zealand

Payments NZ - Payments Direction 2019 Environmental Scan Report - Aug 2019

1 file(s) 1.38 MB

Payments NZ - Payments Direction 2018 Environmental Scan Report - Jun 2018

1 file(s) 782.93 KB

Payments NZ - Payments Direction 2017 Environmental Scan Report - Aug 2017

1 file(s) 1.30 MB

PNZ - Research - Benchmarking New Zealand's Payment Systems - Nov 2016

1 file(s) 2.48 MB

PNZ - Environmental Scan Refresh - May 2016

1 file(s) 533.00 KB

PNZ - Payments Direction - Consumer Survey Results - Dec 2015

1 file(s) 512.62 KB

PNZ - Payments 2025 - A view of the Payments Ecosystem in 10 Years Time - Nov 2015

1 file(s) 9.13 MB

PNZ - 2015 Environmental Scan Report - Sep 2015

1 file(s) 5.43 MB

PNZ - Payments Now - Researching & Reviewing the World of Real-Time Payment Systems - March 2015

1 file(s) 1.69 MB

Payment Strategy Forum (UK)

PSF - Consultation Assessment Report - Dec 2017

1 file(s) 1.11 MB

PSF - Blueprint for the Future of UK Payments - Consultation Document - July 2017

1 file(s) 1.30 MB

PSF - A Payments Strategy for the 21st Century - Putting the needs of users first - Nov 2016

1 file(s) 12.85 MB

PSF - Being Responsive To User Needs - Draft Strategy For Consultation - July 2016

1 file(s) 2.76 MB

Payment System Operator Delivery Group (UK)

PSODG - Payment Systems Operator Delivery Group Report - May 2017

1 file(s) 2.92 MB

Payment Systems Regulator (UK)

PSR - Authorised Push Payment Scams - Call for Views - Feb 2021

1 file(s) 726.95 KB

PSR - Consumer Protection in Interbank Payments - Call for Views - Feb 2021

1 file(s) 1.42 MB

PSR - Consultation on Delivery and Regulation of the New Payments Architecture - Feb 2021

1 file(s) 1.02 MB

PSR - Card Acquiring Market Review - Interim Report - Sep 2020

1 file(s) 2.09 MB

PSR - Competition & Innovation in the UK's New Payments Architecture - Call for Input - January 2020

1 file(s) 121.87 KB

PSR - Data in the Payments Industry - Response to Discussion Paper - Sep 2019

1 file(s) 162.88 KB

PSR - Call for Views - Insights from Research into Cash Access, Use and Acceptance - July 2019

1 file(s) 66.89 KB

PSR - Access to Cash Research with Consumers and Small Businesses - Final Report - July 2019

1 file(s) 4.60 MB

PSR - Access and governance report - June 2019

1 file(s) 1.45 MB

PSR - Annual-Plan 2019-2020 - March 2019

1 file(s) 3.27 MB

PSR - Market Review into the supply of Card-Acquiring Services - Final TOR - Jan 2019

1 file(s) 193.86 KB

PSR - Consultation on General Directions on Implementing Confirmation of Payee - Nov 2018

1 file(s) 287.37 KB

PSR - Contactless Mobile Payments - July 2018

1 file(s) 1.71 MB

PSR - Discussion Paper - Data in the Payments Industry - June-2018

1 file(s) 4.70 MB

PSR - Access and Governance report on Payment Systems - March 2018

1 file(s) 2.43 MB

PSR - Authorised Push Payment Scams -Report and Consultation - Nov 2017

1 file(s) 410.14 KB

PSR - Annual Report 2016-17- July 2017

1 file(s) 1.80 MB

PSR - Market Review into the ownership and competitiveness of infrastructure provision - Remedies decision - June 2017

1 file(s) 1.45 MB

PSR - Proposed approach to monitoring and enforcing the revised Payment Services Directive (PSD2) - April 2017

1 file(s) 227.00 KB

PSR - Annual Plan and Budget 2017-2018 - March 2017

1 file(s) 2.72 MB

PSR - Preventing and Responding to APP Scams - The Role of Payment System Operators

1 file(s) 144.49 KB

PSR - Access and Governance report on Payment System - March 2017

1 file(s) 793.15 KB

PSR - Access and Governance report on Payment System - Annex (Operators' progress in 2016) - March 2017

1 file(s) 150.91 KB

PSR - Which? Super Complaint Response - Dec 2016

1 file(s) 2.38 MB

PSR - Market Review into the ownership and competitiveness of infrastructure provision - Remedies Consultation - Dec 2016

1 file(s) 510.39 KB

PSR - Market Review into the Ownership and Competitiveness of Infrastructure Provision - Final Report - July 2016

1 file(s) 828.72 KB

PSR - Indirect Access Market Review - Final Report - July 2016

1 file(s) 1.89 MB

PSR - Regulatory fees 2016-17 (Consultation) - April 2016

1 file(s) 650.73 KB

PSR - Guidance on the PSR's approach as a competent authority for the EU Interchange Fee Regulation - March 2016

1 file(s) 682.98 KB

PSR - Annual plan and budget 2016-2017 - March 2016

1 file(s) 3.87 MB

PSR - Market Review into the ownership and competitiveness of infrastructure provision - Interim Report - Feb 2016

1 file(s) 1.30 MB

PSR - Lipis Report on Payment System Ownership & Access Models - Dec 2015

1 file(s) 7.66 MB

PSR - The application of the Interchange Fee Regulation in the UK - Phase 1 - Dec 2015

1 file(s) 206.04 KB

PSR - Access and Governance: Operators Progress & Areas for Ongoing Focus - Dec 2015

1 file(s) 2.58 MB

PSR - Market Review into the Ownership & Competitiveness of Infrastructure Provision - June 2015

1 file(s) 922.68 KB

PSR - Indicative Policy Work Program 2015 - March 2015

1 file(s) 2.44 MB

Payments UK (merged into UK Finance on 1st July 2017)

Payments UK - UK Payment Markets Summary 2017 - May 2017

1 file(s) 949.52 KB

Payments UK - The UK’s Exit from the EU - How Could Payments be Affected - Feb 2017

1 file(s) 764.69 KB

Payments UK - Changing Payments Landscape - How 2017 will Change the Way We Pay for Good - January 2017

1 file(s) 982.14 KB

Payments UK - 2016 Payment Statistics - Jan 2017

1 file(s) 145.73 KB

Payments UK - Code of Conduct for Indirect Access Providers - Sep 16

1 file(s) 149.89 KB

Payments UK - The Second Payment Services Directive (PSD2) - Briefing - July 2016

1 file(s) 962.66 KB

Payments UK - A vision for World Class Payments in the UK - A focus on Open Access to payment systems for payment providers - June 2016

1 file(s) 1.27 MB

Payments UK - UK Payment Markets Summary 2016 - May 2016

1 file(s) 792.92 KB

Payments UK - APIs - what do they mean for payments - April 2016

1 file(s) 1.06 MB

Payments UK - Standards Collaboration Framework - April 2016

1 file(s) 545.70 KB

Payments UK - A Vision for World Class Payments in the UK - A focus on Confirmation of Payee for Customers Making Payments - April 2016

1 file(s) 989.88 KB

Payments UK - A Vision for World Class Payments in the UK - A focus on Request to Pay - Mar 2016

1 file(s) 1.03 MB

Payments UK - A vision for World Class Payments in the UK - A focus on Enhanced Data with payments - March 2016

1 file(s) 2.90 MB

Payments UK - World Class Payments - A report on how consumers around the world make payments - Feb 2016

1 file(s) 2.84 MB

Payments UK - 2015 Payment Statistics - Jan 2016

1 file(s) 82.22 KB

Payments UK - World Class Payments in the UK - August 2015

1 file(s) 2.59 MB

Prudential Regulation Authority (UK)

PRA - Outsourcing and third party risk management consultation - Dec 2019

1 file(s) 1.42 MB

SWIFT

SWIFT - Information Paper - Mitigating Fraud Risk through Strengthened Payment Operations - Dec 2016

1 file(s) 256.97 KB

SWIFT - FMI ISO20022 Harmonisation Charter - Sep 2015

1 file(s) 389.25 KB

SWIFT - Guidelines for the Next Generation of Real-Time Retail Payment Systems (RT-RPS) - July 2015

1 file(s) 324.41 KB

Treasury Committee (UK)

Treasury Committee - Economic Crime - Consumer View - Nov 2019

1 file(s) 755.04 KB

Treasury Committee - IT Failures in the Financial Services Sector - Oct 2019

1 file(s) 844.29 KB

UK Cards Association (merged into UK Finance on 1st July 2017)

UKCA - Quarterly Market Trends - Q4 2016

1 file(s) 230.65 KB

UKCA - Quarterly Market Trends - Q3 2016

1 file(s) 214.09 KB

UKCA - Quarterly Market Trends - Q2 2016

1 file(s) 65.37 KB

UKCA - Quarterly Market Trends - Q1 2016

1 file(s) 0.12 KB

UKCA - Quarterly Market Trends - Q4 2015

1 file(s) 83.52 KB

UKCA - Annual Report 2015

1 file(s) 2.23 MB

UK Finance (New Consolidated Trade Association from 1st July 2017)

UK Finance - Fraud The Facts 2021- March 2021

1 file(s) 1.99 MB

UK Finance - Open Banking Futures - Blueprint and Transition Plan - March 2021

1 file(s) 600.56 KB

UK Finance - Future Ready Payments 2030 - Feb 2021

1 file(s) 3.64 MB

UK Finance - 2020 Half Year Fraud Update - Sep 2020

1 file(s) 254.02 KB

UK Finance - 2019 Half year fraud update - Sep 2019

1 file(s) 430.38 KB

UK Finance - UK Payment Markets - Summary Report - June 2019

1 file(s) 530.59 KB

UK Finance - Fraud - The Facts 2018 - July 2018

1 file(s) 3.38 MB

UK Finance - Monthly Payment Statistics - June 2018

1 file(s) 102.18 KB

UK Finance - Un-Blocking Identity in a Digital World - March 2018

1 file(s) 781.71 KB

UK Finance - 2017 Annual Fraud Update - March 2018

1 file(s) 749.49 KB

UK Finance - Payment Statistics - Sep 2017

1 file(s) 82.54 KB

UKF - UK Cash & Cash Machines - Report summary - Aug 2017

1 file(s) 468.77 KB

UK Finance - Card Expenditure Statistics - May 2017 (published July 2017)

1 file(s) 1.63 MB